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  • Fast & easy decision


    Affirm provides a real-time loan decision in seconds without affecting your credit score.

  • No late fees or hidden costs


    While your plan may include interest, you’ll only ever pay what you agreed to on day one.

  • Pay at your own pace


    You get to choose the payment plan that works best for you and your budget.

How it works


  1. Go shopping
    Add the items you want to your cart, then go to Checkout

  1. Checkout with Affirm
    Select Affirm as your payment method during checkout

  1. Choose your payment terms
    Select which Affirm payment plan you'd like to checkout with

  1. Complete your purchase
    You’ll pay for your order over time in monthly installments

Pay in monthly installments*

3 or 6 months

e.g. a $1,000 purchase might cost $166.67/mo over 6 months.

12 months

e.g. a $1,000 purchase might cost $90.28/mo at 15.05% APR.

18 months

e.g. a $2,000 purchase might cost $124.85/mo at 15.09% APR.

36 months

e.g. a $6,500 purchase might cost $225.80/mo at 15.15% APR.

*10–36% APR based on credit, and is subject to an eligibility check. Paid interest is non-refundable. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Frequently Asked Questions

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